Notices & FAQs

What is CFPCU's Routing #? 


Are my funds secured at CFPCU?

Determining the $250,000 insurance can become confusing when members have multiple accounts and ownership. You can visit to calculate if your deposits are insured.

How do I make a loan payment?

Making payments on your loan with CFPCU is easy! We offer a variety of payment options to let you choose a method that is convenient for you.

  • Securely make a payment online by visiting: (Please be advised that there will be a $10.00 convenience fee for online payments.)
  • Mail a payment to any of our branches and your payment will be processed upon receipt. Remember, don't send cash through the mail.
  • Make a payment in person by visiting any of our branches.

*You may also pay through your bank with its bill pay service. Set up a recurring payment and have your payments automatically deducted from your savings or checking account. You will need our routing number to set this up. CFPCU Routing Number: 263181423

Why did I not receive a statement?

Members with only a CFPCU savings account will not receive a regular statement. If there is no activity on your account other than dividends, you will only receive a statement at year end. If there is activity on your account, you will receive a statement at month end.

What happens when my account is dormant?

Dormant accounts will be charged a fee of $ 5.00/month.
(An account is considered dormant if for two years no withdrawals or deposits, other than credited dividends, have been made to the account. A dormancy fee is charged against the primary share savings only if all the share suffixes of the primary share are dormant. Minor accounts, accounts with balances of $1,000.00 or more, or accounts with a CD, IRA, VISA or Loan/Mortgage are not subject to the $5 dormant account fee, however, the account is still flagged as dormant.)

Account to Account Transfer Enrollment

As you may have noticed, we converted to a new Bill Pay system on December 6, 2013. This updated service adds many new features for our members. One of these new features includes a faster time lapse for Account to Account transfers from external financial institutions. In many cases this transfer will occur the next business day.

Unfortunately, if you enrolled in Account to Account transfers before December 6, 2103 your account was deactivated. We apologize for any inconvenience this may have caused. To re-enroll in Account to Account transfers, you are now required to have a checking account.  If you currently do not have a checking account please email or call (407) 425-2561.  After the account is open you can use the Bill Pay tab within Online Banking to enroll in Account to Account transfers. Please be aware that this process will take a few days to complete and allow yourself enough time to reestablish the accounts.