All Savings Rates

Savings Account
Account Type
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Minimum Deposit
Basic Savings Account
0.40
0.40
$5
IRA Savings Account
1.25%¹
1.24%¹
$5
Holiday Club Account
0.50%¹
0.50%¹
$5
Certificate of Deposit 
Account Type
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Minimum Deposit
3 Month CD
0.25
0.25
$500
6 Month CD
0.30
0.30
$500
12 Month CD
0.60%¹
0.60%¹
$500
16 Month CD
0.70
0.70
$500
18 Month CD
0.80
0.80
$500
24 Month CD
0.85
0.85
$500
36 Month CD
1.10
1.09
$500
60 Month CD
1.70%¹
1.69%¹
$500
DIG Youth CD
6.00%¹
5.84
$100
NEXT Youth CD
5.00%¹
4.89
$100
IRA Certificate of Deposit
Account Type
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Minimum Deposit
12 Month CD
0.60%¹
0.70%¹
$500
16 Month CD
0.70%¹ 0.70%¹ $500
24 Month CD
0.85%¹
0.85%¹
$500
36 Month CD
1.09%¹
1.09%¹
$500
60 Month CD
1.69%¹
1.69%¹
$500
Money Market Share Account
Account Tiers
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Balance less than $1000
0.0%
0.0%
Balance of
$1,000 to $9,999.99
0.30
0.30
Balance of
$10,000 to $24,999.99
0.35
0.35%¹
Balance of
$25,000 to $49,999.99
0.45
0.45%¹
Balance of
$50,000 to $99,999.99
0.55
0.55
Balance of
$100,000 and more
0.75%¹
0.75%¹

¹Rates subject to change without notice.