Signature Loans

If you want to consolidate bills, pay for emergency car repairs or even finance a family vacation, a Signature Loan may be the answer.

A Signature Loan from CFPCU is a great way to get the funds you need. You can choose your repayment term and you don't have to secure the loan with collateral. Signature loans are an unsecured loan product; your signature and your previous credit history act as collateral for the loan.

The Benefits of a Signature Loan from CFPCU

• No annual fee
• Low interest rates
• Generous credit limits up to $10,000
• Flexible terms up to 48 months
• Low monthly fix payments

The CFPCU Draft Line of Credit gives you the freedom to borrow and the power to purchase whatever you need, whenever you need it. From a predetermined credit line from $500-$5000 you get to decide how much to borrow and when. Never pay interest on any unused amount and receive a competitive low fix rate on the balance. When you pay it off, your credit line replenishes to the full, original amount so you can use it now, or years from now! Get your cash easily with around-the-clock access at ATMs, through CPCU Online Banking, and by phone. Use as a practical safety net for your CFPCU Checking Account. You won't need to worry if a balance dips too low and you'll never have to hassle with bounced checks. Your Share Draft Line of Credit sits in the wings, waiting to cover your transactions when you need it. Sign up today and you'll have one less thing to worry about!

There's a loan for everyone and everything at CFPCU. Simply use your Share Savings or Certificate as collateral for a Secured Loan. We will allow you to borrow up to 90% of the amount in your account, without having to dip into those savings funds or incur early withdrawal penalties. Your rate will be 3% over the deposit rate of your share account up to 60 months, or 4% over the deposit for loans 61-84 month.

Leave your savings untouched until the Secured Loan is paid off so you'll continue to earn smart dividends on that balance while it grows. For those just building their good credit, a Secured Loan is a great way to get established.