| Savings Account |
| Establish your credit union membership by opening a share account with a minimum deposit of $5.00 and $1.00 processing fee. Once you become a member you will be eligible to use all of our services. The more you save the more dividends you earn. |
| Vacation Club Account |
Planning for the vacation of your dreams? By opening a vacation club account you can save for that special vacation. Earn interest on your money, no monthly fees and no minimum balance required. Make unlimited deposits and withdrawals at any time. |
Holiday Club Account |
Save for the Holidays all year long. Avoid using those high interest rate credit cards or your regular savings account. Put your money in a CFPCU Holiday Club Account!! One distribution per year in November with no fee. Early withdrawal fee $5. |
Interest Bearing Checking Accounts |
This is an easy way to earn a few extra bucks on your checking account. Keep an average monthly balance of $1000 and earn .80% APY on your money. Transfer between accounts, unlimited transactions and a debit card is available. |
Golden Eagle Account |
This checking account is for our members 55 and above.
This account offers:
- Free travelers checks
- Free money orders
- Free official checks
- Free stop payments
- Free wire transfers
- A debit card and the first box of checks are free
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| Checking Account |
Here are the benefits of our FREE checking account:
- Access to over 100,000 free ATM’s through the CU24 Network
- No Monthly maintenance fee!
- Visa® Check Card ( no additional charge)!
- Unlimited Check Writing!
- Overdraft Protection!
- Free Online Account Access!
- Unlimited access to account information through Automated teller Call 24!
- Free Online Bill Payer (Unlimited Usage)!
- After the initial $50 minimum to open, no minimum balance required to maintain!
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| Business Account |
Here are some of the benefits of our FREE business checking account:
- Unlimited Check Writing
- No Monthly maintenance fee!
- No monthly minimum
- Visa® Check Card ( no additional charge)!
- First box of checks free
We also offer Merchant Services and Business Lending to meet your growing business needs. Contact us for more details.
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| Money Market Account |
Money Market accounts are excellent income building accounts. If you’re saving money for a large purchase such as a new home, a remodeling project or even retirement, you can earn greater dividends and still have access to your money. With a low minimum investment of $1000, your money earns a higher dividends and you have immediate access to your funds when you need them. Your Money Market Account can also be set up as overdraft protection for your checking account (limit 6 electronic transfers per month).
Click here to see our current rates. |
| Certificate Of Deposit |
C.D.’s are available with competitive interest rates which are paid quarterly and are conveniently transferred to your share account.
Click here to see our current rates. |
| IRA |
Prepare for retirement with a Central Florida Postal Credit Union IRA. Whether making individual contributions or SEP contributions, we offer competitive rates and flexible terms. And, there are no annual maintenance fees. (current rates)
What are the benefits of saving with an IRA?
- You receive higher interest rate by saving with an IRA (current rates)
- Monthly deposit amounts are flexible and contributions are not mandatory
- To avoid tax penalties, you must wait until you reach the age of 59 ½
- Early distribution penalties may be waived for medical, first time home buying and college expenses.
- Spousal contributions have increased to per account.
- IRA rollover distributions may be taken once in a 12 month period and used for any purpose for 60 days without penalty.
- IRA accounts are insured up to $250,000 by the NCUA.
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